Blog archives from 2010

12 Mistakes to Avoid When Moving
Sep
23

12 Mistakes to Avoid When Moving

Moving is complicated. It involves myriad activities and tasks that need to be coordinated to bring it all together. Without a plan, you will not have a full sense of what you need to accomplish, what help you will need, and how you will go forward to get everything done.

Hiring a moving company can be a substantial part of your moving budget. If you are moving from a large residence or moving a long distance, your moving services will likely cost thousands of dollars. Understand how these costs fit into your overall budget, and keep in mind other fees such as traveling to your new home, auto transport, temporary living expenses, insurance, etc.


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7 Biggest Mistakes Buyers Make Before Qualifying for a Loan
Sep
15

7 Biggest Mistakes Buyers Make Before Qualifying for a Loan

If you are thinking of buying a home within the next two years, the following are the six most common mistakes buyers make before qualifying for a loan. If you can avoid these mistakes qualifying for a house loan easily for little cost can be a slam dunk.
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Buyer Beware of Under Funded HOA
Sep
8

Buyer Beware of Under Funded HOA

If I purchase a condo with a 97 percent occupancy in its complex with a monthly maintenance fee per owner of $500 per month, and three years later, due to the economy, the occupancy rate drops to 70 percent, do the remaining owners absorb the maintenance fees that are not being paid by the missing occupants? Probably the single most underreported effect of the foreclosure crisis is the tailspin into which it has sent many homeowners associations (HOAs) across the country. When HOA members stop paying their dues or, worse, stop paying their mortgages and lose their homes to foreclosure, it has an immediate and intensely negative trickle-down effect on their fellow HOA members.


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 Fall Maintenance Chores Save Money
Sep
2

Fall Maintenance Chores Save Money

Fall's nearly here; it's time to tackle home maintenance projects and improvements that can protect your home's value and prevent costly repairs. Below are some of the top maintenance projects for fall:
Furnace: Replace your old furnace filters with new ones. While you’re at it, clean out those ducts. If you've changed your filters regularly, you can just lift off the register covers and vacuum out the boots with a shop vacuum. If you haven't cleaned them in awhile, consider calling a professional duct cleaning service to handle this important chore.
Windows: If you’ve opened and closed your windows much during the warmer months, dirt and debris can gather at the seals and prevent them from sealing properly. In the coming months, heat will escape through small gaps. Take the time to go around the house and clean each window. Replace any worn-down weather stripping. If you have an older home with its original, wood-framed windows, check the outside of them for dried, flaking caulk. Replace it with weather-proof caulk made for windows.
Deck: If your deck has never been treated, do it now. Pressure wash the entire deck, let it dry for at least three hours, then rub on water sealer and let it dry. A weekend afternoon of work will add years to the life of your patio.
Roof: Critters will try and enter your home through the roof. Look out for lifting shingles, wood chips or shavings. Remove any damaged shingles to assess the damage. Purchase matching shingles and roof nails and replace damaged singles. For severe damage, call a professional roofer before the start of the rainy season. (Remember: Don't go up on a roof alone. Always have someone on the ground in case of an emergency.)
Gutters: Clear them of debris, make sure the downspouts are unobstructed, and check for any structural problems.
On a side note, fall is generally a slower season for many contractors. If you have any larger projects that require professional help, there's a chance you can save time and money by doing them in the fall.

It's time to tackle home maintenance projects and improvements that can protect your home's value and prevent costly repairs. One half day of tasks can potentially save thousands of dollars. Replace your old furnace filters with new ones. While you’re at it, clean out those ducts. If you've changed your filters regularly, you can just lift off the register covers and vacuum out the boots with a shop vacuum.


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Monday, December 25, 2023
Generational Housing Needs and Their Effect on the Market

Wednesday, November 8, 2023
Keys to Help Buyers Compete in a Seller's Market

Sunday, October 22, 2023
10 Things Buyers Need to Know

Sunday, September 10, 2023
Five Common Mortgage Myths

Sunday, September 10, 2023
Women Consider Owning a Home to be a Vital Component of the American Dream

Saturday, August 26, 2023
The 8 Top Home-Selling Mistakes You Should Avoid

Monday, July 10, 2023
Fiscal Cliff Bill a Benefit for Homeowners

Wednesday, June 7, 2023
King County home prices resume their climb

Wednesday, May 31, 2023
Should You Help Your Adult Kids Buy Their First Home?

Tuesday, May 30, 2023
4 Guidelines for Successful Negotiations

Tuesday, April 14, 2020
Economists Bullish on Housing Recovery

Sunday, March 1, 2020
What is moving housing upward?

Thursday, August 2, 2012
It's a great time to be a seller

Saturday, June 23, 2012
Are appraisers falling behind on home value increases?

Wednesday, June 6, 2012
Is Now the Time to Invest in Rentals?

Thursday, May 24, 2012
5 Reasons Now is the Time to Buy

Tuesday, May 15, 2012
Seattle-Bellevue-Everett Unique Housing Market

Thursday, May 3, 2012
Buying a home won’t get much cheaper

Tuesday, April 24, 2012
New Rules to Speed-up Short Sales

Thursday, April 5, 2012
Home Prices to Rise in 2013

Thursday, March 22, 2012
Buying Cheaper than Renting in 98 of Top 100 Major U.S. Markets

Sunday, March 11, 2012
Five Tax Breaks for Homeowners

Thursday, March 8, 2012
How the FHA Loan Plan Can Help You Refinance

Thursday, February 16, 2012
Housing Crisis to End in 2012 as Banks Loosen Credit Standards

Tuesday, January 31, 2012
When Freddie Mac Wins, Homeowners Lose

Estella said
"That is a beautiful shot with very good lighting ." about Women Consider Owning a Home to be a Vital Component of the American Dream
on Sunday, May 12, 2013 @ 9:57 AM

Chris White - Team Leader said
"Unfortunately you are not alone. It's more than an outcry. The powers that be really need to come down harder on Bofa than they already are. Working on these short sale for over 2 years now I've uncovered down right fraud happening on the lenders parts. If they cared more about moving this country forward than protecting their own wallets then they would cut the red tape and approve these short sales in a timely manner. Our team made the wise decision to get BofA loans which were FHA or Freddie Mac backed, approved prior to listing on the market. Then we can list the home as "Price Approved" and close in 30 days. In this instance BofA does a full appraisal, rather than an incompetent "Broker Price Opinion" (nothing against agents but they have no idea how to make adjustments on comparable homes) and then the bank issues an "Approval To Participate" letter which dictates what price we can go on the market and take anything north of 88%. I really do hope your situation improves. " about Congressional Bill to Speed Up Short Sales
on Tuesday, August 30, 2011 @ 9:15 AM

Lisa Zeiner said
"We made an offer 4 months ago to BofA, and have heard nothing. It was a cash offer which is better than the zero money they are collecting now. And since the people don't care they are trashing the place, by the time BofA gets around to it our offer will be gone as the place is a mess!! Septic issues now, garbage being dumnped. All of this could have been avoided if BofA really wanted to correct their cash flow problem and sell these properties in a timely manner. They cry about cash but then do nothing intelligent to fix the problem" about Congressional Bill to Speed Up Short Sales
on Tuesday, August 30, 2011 @ 9:06 AM

Jones Ramirez said
"Thank you for the work you have done into this post, it helps clear up a few questions I had." about How do appraiser’s determine a homes value?
on Tuesday, April 19, 2011 @ 10:07 PM

HollyRobsonf said
"Hey - I am certainly happy to find this. great job!" about Bank of America to Offer Principal Reduction to Underwater Borrowers
on Wednesday, April 13, 2011 @ 6:45 PM